ScotianAtlas
MapFOR SALE · 136DMLS® 202608145 · PID 00556266

972 Lake Charlotte Water Access

1 Storey
$175,000
BEDS · BATHS5 · 0.5SQUARE FEET910$ / SQFT$192ASSESSED 2026$124,000
LISTED BYAlexia Jonniaux · Keller Williams Select Realty
1WHAT IT ISPHOTOS AND THE FACTS THAT DECIDE
PHOTOSMLS® MEDIA © LISTING BROKERAGE
THE PHYSICAL RECORDMLS® + PVSC
Beds5
Baths0.5
Living area910 sqft
Lot1.27 acres
Style1 Storey
$ / sqft$192
ABOUT THIS HOMETHE LISTING BROKERAGE’S OWN WORDS

BOAT ACCESS ONLY. Nestled in the serene woods on beautiful Lake Charlotte, this charming five bedroom cottage offers the perfect blend of comfort, nature, and tranquility. Surrounded by towering trees and the soothing sounds of nature, this cozy getaway is ideal for both entertaining loved ones and escaping the hustle of everyday life. Inside, the cottage features five spacious bedrooms, providing ample space for family and guests. A convenient half bathroom complements the home’s simple, rustic charm. Whether you’re hosting a weekend gathering or seeking solitude with a good book, the cottage’s warm ambiance and peaceful surroundings create a perfect setting for relaxation and connection. Whether you’re enjoying morning coffee on the porch, exploring nearby trails, or simply soaking in the quiet atmosphere, this Lake Charlotte cottage is your private escape to nature and calm.

2WHAT IT IS WORTHGOVERNMENT RECORD · 5 YEARS · NO ESTIMATE
ASSESSMENT RECORDPVSC · 2022–2026 · GOVERNMENT RECORD, NOT AN ESTIMATE
2022$62,1002023$73,7002024$116,1002025$118,9002026$124,000

Five most recent assessment years held — the full depth of the published PVSC roll. Nothing is withheld by tier here: no account or membership opens a longer series.

HISTORYMLS® EVENTS FROM 2026
APR 21 2026Listed for sale$175,000MLS® 202608145
VALUE & TAXESPVSC · GOVERNMENT RECORD
Assessed market · 2026$124,000
Taxable (capped)$33,800
Cap shelter+$90,200
Est. property tax · 2026$326/yr

Taxed on $33,800 of a $124,000 assessment$90,200 sheltered by the NS assessment cap, at $0.965 per $100.

ASSESSMENT IN CONTEXTPVSC · GOVERNMENT RECORD
Upper Lakeville median · 2026$86,000
This property$124,000 — between the median and the 75th percentile
Change 2025 → 2026+$5,100 (+4.3%)

2026 assessments in Upper Lakeville run $12,820 to $329,390 (10th–90th percentile, 344 properties). Position within the distribution is a fact of the roll, not an opinion of value.

3WHAT IT COSTS TO OWNARITHMETIC ON PUBLISHED RATES — NOT A QUOTE
OWNING THIS HOME · 20% DOWN · 5% · 25 YRCOMPUTED FROM GOVERNMENT RECORDS · NOT A VALUATION
MONTHLY, ALL IN$914MORTGAGE $814 · TAX $100/MO
TAX, YEAR ONE$1,197+$871 — THE CAP RESETS
CASH TO CLOSE$37,625DOWN $35,000 · DTT $2,625

ARITHMETIC ON PUBLISHED RATES — NOT A QUOTE, NOT ADVICE · LEGAL FEES AND ADJUSTMENTS ARE EXTRA AND NOT ON RECORD · SNS DEED-TRANSFER LIST JULY 2026

Listed by Alexia Jonniaux · Keller Williams Select Realty · MLS® data © Nova Scotia Association of REALTORS®.NOTHING HERE IS PAID PLACEMENT

https://www.scotianatlas.com/listing/202608145 · Retrieved Sep 4, 2026 · NOT A LEGAL SURVEY