ScotianAtlas
FOR SALE · 44 DAYSMLS® 202618363 · PID 15616709

1 Derby Point Road

$499,000

ASSESSED $176,600 · 2026

Beds5
Baths1
Living area3,264 sqft
Lot1.12 acres
Built1902
Style2 Storey
$ / sqft$153
Value & taxesPVSC · GOVERNMENT RECORD
Assessed market · 2026$176,600
Taxable (capped)$72,800
Cap shelter+$103,800
Est. property tax · 2026$1,161/yr

Taxed on $72,800 of a $176,600 assessment$103,800 sheltered by the NS assessment cap, at $1.595 per $100.

HistoryMLS® + REGISTRY
Jul 21, 2026Listed$499,000

Every relist, cut, and recorded sale, no wall. The incumbent reserves this table for its clients.

Owning this homeCOMPUTED FROM GOVERNMENT RECORDS · NOT A VALUATION
Monthly, all in$2,322MORTGAGE $2,322 · TAX $235/MO
Tax, year one$2,816+$1,655THE CAP RESETS ·
Cash to close$107,285DOWN $99,800 · DTT $7,485 · LEGAL EXTRA

ARITHMETIC ON PUBLISHED RATES — NOT A QUOTE, NOT ADVICE · SNS DEED-TRANSFER LIST JULY 2026

Assessment recordPVSC · GOVERNMENT RECORD

2022 – 2026

2022$113,100
2023$125,100
2024$159,100
2025$171,700
2026$176,600

Latest assessment $176,600 vs asking $499,000. A government record, not an estimate — ScotianAtlas computes no consumer valuation.

Grand Narrows median · 2026$40,000
This property$176,600 — in the top quarter
Change 2025 → 2026+$4,900 (+2.9%)

2026 assessments in Grand Narrows run $4,880 to $184,420 (10th–90th percentile, 115 properties). Position within the distribution is a fact of the roll, not an opinion of value.

The lotNSPRD PARCEL FABRIC · NOT A LEGAL SURVEY
Area4,547 m² · 1.12 ac
Perimeter276 m · 904 ft

Compiled from provincial mapping — approximate, not a legal survey. Full dimensions and print live on the Site Plan sheet.

About this home

Step into a classic Cape Breton home radiating quiet historic charm. This white-shingled two-storey at 1 Derby Point Road sits in the heart of Grand Narrows, with peaceful views toward the Bras d'Or Lakes and Barra Strait and a front porch built for sunset watching. Set on 1.1 acres with roughly 3,264 sq ft of living space, it offers real space-per-dollar value compared to Halifax, Ontario, or the US, plus long-term upside: an unfinished attic ready for conversion into a primary suite with lake views. The home's size and character also make it a strong candidate for an Airbnb or short-term rental, drawing visitors who come to this part of Cape Breton for its authentic maritime charm, history, and outdoor adventure. The location adds real weight: a short walk to the historic Grand Narrows waterfront and heritage ferry wharf (1847–1993), and just across the Barra Strait Bridge, the Highland Village Museum in Iona. The surrounding Bras d'Or Lakes form a UNESCO Biosphere Reserve — a natural draw for anyone with Cape Breton roots looking to bring a piece of home back into the family. A nearby marina, beach, playground, school bus service, shopping, and place of worship round out an easy, close-knit lifestyle. Property Highlights - 2-storey detached home with traditional Cape Breton character on 1.1 acres - ~3,264 sq ft, plus unfinished attic ready for expansion - 5 bedrooms, 1 bath, 3 family rooms - 4 fireplaces, standout woodwork, hardwood floors throughout - Lake views and access; nearby marina, beach, and community amenities Whether you're returning to your roots, seeking room to grow at a fraction of mainland prices, drawn to the water and outdoor lifestyle, or eyeing income potential, 1 Derby Point Road offers genuine place and possibility.

RoomsMLS®

13 measured

Main Floor
Kitchen13.01x16.09
Main Hallway
Living Room13.1x14.2
Den/Office13.1x16.1
2nd Hallway
Porch7.09 x 7
2nd Level
Bath 17.03 x 15.01
Upstairs Hallway
Primary Bedroom13.03x14.04
Bedroom13.01 x 16.07
Bedroom7.1 x 9.7
Bedroom14.03 x 13.01
Bedroom13.01 x 14.04
Structure & systemsPVSC + MLS®
StructureNo garage · No finished basement
Bedrooms5
Bathrooms1 full
Living area3,264 sq ft
Stories2
Levels2 Storey
FoundationStone
ExteriorShingle Siding
RoofOther
FlooringHardwood · Laminate · Linoleum
BasementFull · Unfinished
HeatingDuctless
CoolingDuctless
FireplaceYes
Fireplace featuresFireplace(s)
INTERIOR
AppliancesStove · Washer · Microwave
IncludedProperty Has Second Refridgerator
Other equipmentSump Pump · No Rental Equipment
AccessibilityNSAR AUDIT FIELDS
Narrowest doorway32"
Steps at entrancesOver 3 Steps
EntrancesFront/Main Entrance · Rear Entrance · Side Entrance
ThresholdsThreshold over 1/2" · Between 0" - 1/4"

Recorded by the listing brokerage in the NSAR accessibility fields — most portals never show these.

Land & titleREGISTRY + MLS®
Lot size1.1152 acres
Lot dimensions40x38 + 16x7
Lot features1 to 2.99 Acres · Cleared · Level
ZoningRCB
RoadPublic · Year Round Road
WaterfrontLake Privileges
Water bodyBras D'or Lakes
ViewLake
PID15616709
Legal description1 Derby Point Road Grand Narrows Cape Breton
TITLE
OwnershipPower of Sale
PossessionNegotiable
HSTExempt from HST
Utilities & parkingMLS®
WaterPublic
SewerPublic Sewer
UtilitiesElectric · Electricity Connected
Electricity on propertyYes
ParkingNo Garage · Dirt · Other
AreaCIVIC · OPEN DATA
CommunityNorthside East Bay
MunicipalityCape Breton Regional Municipality
RegionEastern
Polling districtCB03
Map
Map of 1 Derby Point Road
Listed by Melanie Lowe · Keller Williams Select Realty (Truro) · Keller Williams Select Realty · MLS® data © Nova Scotia Association of REALTORS®. Nothing here is paid placement.

https://www.scotianatlas.com/listing/202618363 · Retrieved Sep 3, 2026 · NOT A LEGAL SURVEY