PHOTOSMLS® MEDIA © LISTING BROKERAGE

ON THE RECORDRELISTED · 42D SHOWN, 42D TRUEMLS® HISTORY

THE PHYSICAL RECORDMLS® + PVSC

Beds3

Baths2

Living area1,333 sqft

Lot1.53 acres

Built2020

Style1 Storey

$ / sqft$495

ABOUT THIS HOMETHE LISTING BROKERAGE’S OWN WORDS

Leave the hustle behind and embrace lake life at this beautiful waterfront cottage on Kempt Back Lake. Set on a private 1.5-acre lot just 30 minutes from Yarmouth, this 2021-built retreat offers the perfect place to relax, reconnect, and make lifelong memories. With 3 bedrooms, 2 full bathrooms, and an inviting open-concept design, there's plenty of room for family and friends to gather. Whether you're preparing meals together, playing games after a day on the water, or simply enjoying the peaceful lake views, this cottage was designed for easy, carefree living. Start your mornings with coffee on the deck, spend sunny afternoons swimming, kayaking, boating, or fishing from your private dock and raft, and end the day watching the sunset over the water. Every season brings something special, making this an ideal getaway any time of year. Whether you're dreaming of a summer cottage, a weekend escape, or a four-season retreat, this move-in-ready waterfront property offers the perfect opportunity to enjoy the beauty and tranquility of Kempt Back Lake

ASSESSMENT RECORDPVSC · 2022–2026 · GOVERNMENT RECORD, NOT AN ESTIMATE

2022$259,3002023$310,0002024$496,6002025$481,7002026$538,700

Five most recent assessment years held — the full depth of the published PVSC roll. Nothing is withheld by tier here: no account or membership opens a longer series.

HISTORYMLS® EVENTS FROM 2026

JUL 24 2026Listed for sale$660,000MLS® 202618758

VALUE & TAXESPVSC · GOVERNMENT RECORD

Assessed market · 2026$538,700

Taxable (capped)$300,000

Cap shelter+$238,700

Est. property tax · 2026$3,540/yr

Taxed on $300,000 of a $538,700 assessment — $238,700 sheltered by the NS assessment cap, at $1.180 per $100.

ASSESSMENT IN CONTEXTPVSC · GOVERNMENT RECORD

Kemptville median · 2026$67,500

This property$538,700 — in the top tenth

Change 2025 → 2026+$57,000 (+11.8%)

2026 assessments in Kemptville run $15,200 to $353,450 (10th–90th percentile, 316 properties). Position within the distribution is a fact of the roll, not an opinion of value.

OWNING THIS HOME · 20% DOWN · 5% · 25 YRCOMPUTED FROM GOVERNMENT RECORDS · NOT A VALUATION

MONTHLY, ALL IN$3,601MORTGAGE $3,071 · TAX $530/MO

TAX, YEAR ONE$6,357+$2,817 — THE CAP RESETS

CASH TO CLOSE$138,600DOWN $132,000 · DTT $6,600

DOWN %ASSUMED RATE %AMORTIZATION · YEARS

ARITHMETIC ON PUBLISHED RATES — NOT A QUOTE, NOT ADVICE · LEGAL FEES AND ADJUSTMENTS ARE EXTRA AND NOT ON RECORD · SNS DEED-TRANSFER LIST JULY 2026

ROOMS · AS MEASURED BY THE LISTING BROKERAGE

Eat In KitchenMain Floor11.2x19.9/+Jog

Living RoomMain Floor14.3 x 21

Bath 1Main Floor5 x 9

Primary BedroomMain Floor11.4x12.9+4.9x9.8

Ensuite Bath 1Main Floor9.7 x 6

BedroomMain Floor9.9x9.1+Closet

BedroomMain Floor9.1 x 9.9

LaundryMain Floor4.7 x 5.8

Mud RoomMain Floor5.2 x 5.3

STRUCTURE & SYSTEMS · PVSC + MLS®

StructureNo garage · No finished basement

Bedrooms3

Bathrooms2 full

Living area1,333 sq ft

Stories1

Levels1 Storey

Year built2021

FoundationConcrete Perimeter

ExteriorShingle Siding

RoofMetal

FlooringVinyl Plank

BasementCrawl Space

HeatingDuctless · Stove

FireplaceYes

Fireplace featuresWood Burning Stove

Interior featuresHigh Speed Internet

AppliancesStove · Dishwasher · Dryer · Washer · Refrigerator

WaterDug

SewerSeptic Tank

UtilitiesElectric · Electricity Connected · Phone Connected

Electricity on propertyYes

ParkingNo Garage · Gravel

LAND & TITLE · NSPRD + PVSC + MLS®

PID90123357

Lot size1.53 acres

Lot dimensions12x24+22x36+12x18

Lot features1 to 2.99 Acres · Partially Cleared · Landscaped

ZoningResidential

FrontageWater Frontage: 200 Feet

RoadPrivate Road

WaterfrontLake · Lake Privileges · Fresh Water

ViewLake

Other structuresShed(s)

Area6,171 m² · 1.52 ac

Perimeter326 m · 1,070 ft

AAN08474109

Assessed market · 2026$538,700

Taxable (capped)$300,000

OwnershipFreehold

PossessionOn Closing

HSTExempt from HST

Dimensions are GIS-derived (±0.5 m) and not a legal survey. The capped figure is the seller’s, and it resets on sale — see Owning above. Full dimensions and print live on the Site Plan sheet.

SCHOOLS · CATCHMENT, NOT A RATING

Carleton Consolidated Elementary SchoolElementaryNot measured

Maple Grove Education CentreJunior highNot measured

Yarmouth Consolidated Memorial High SchoolHigh schoolNot measured

Catchments change. Confirm with the regional centre for education before relying on this.

ACCESSIBILITY · NSAR AUDIT FIELDS

Narrowest doorway31"

Steps at entrancesOver 3 Steps

EntrancesRear Entrance · Deck/Patio

ThresholdsThreshold over 1/2"

Recorded by the listing brokerage in the NSAR accessibility fields — most portals never show these.

AREA · CIVIC OPEN DATA

CommunityCarleton

MunicipalityMunicipality of the District of Yarmouth

RegionWestern

Polling districtYA01

MAP · THE PARCEL PIN

INSTRUMENTS · WHAT THIS PARCEL CAN BE MADE INTOHOVER A ROW — THE WHOLE ROW

Parcel DossierSix sections, one document — the parcel, the ground, the ledger, the evidence, the cost, the screens.MEMBER · READY
Site Plan · TerrainS-1 and S-2 — dimensions, then the ground in section. Lot on record: 1.53 acres.MEMBER · 2 SHEETS
Tax & closingYear one $6,357 — $2,817 more than the seller pays today, because the cap resets on sale.FREE
Sold compsRegistry sales around this parcel, on your own radius and window.MEMBER
CompareHold this beside your finalists — asking, $/sqft against the area, tax after purchase.FREE

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120 Kempt Back Lake Road